Fintech for an
equitable society
MoCaFi Financial Services as Infrastructure™ is a turnkey fintech platform for government and philanthropic organizations to provide individuals and families with cash assistance, mobile banking, and financial programming that creates pathways to wealth.¹
![Financial Services as Infrastructure Financial Services as Infrastructure](https://www.mocafi.com/wp-content/uploads/2024/11/FSI-3.png)
![Diagram showing a bank and a family separated by an orange X, indicating a barrier or disconnection, with arrows pointing from the bank to the family. Diagram showing a bank and a family separated by an orange X, indicating a barrier or disconnection, with arrows pointing from the bank to the family.](https://www.mocafi.com/wp-content/uploads/2024/03/FinHardship.png)
Every year, billions in federal funding for Americans experiencing financial headship goes unused
![FinHardship1 8 Million](https://www.mocafi.com/wp-content/uploads/2024/03/FinHardship1.png)
Households did not receive cares act payments*
![FinHardship2 7 Billion](https://www.mocafi.com/wp-content/uploads/2024/03/FinHardship2.png)
In earned income tax credit left on the table for 5M people annually**
![FinHardship 4 Million](https://www.mocafi.com/wp-content/uploads/2024/03/FinHardship3.png)
Unfunded for temporary assistance for needy families**
![Financial Services as Infrastructure Financial Services as Infrastructure Infographic](https://www.mocafi.com/wp-content/uploads/2024/11/FISGraphic.png)
Financial Services
as Infrastructure™
We work with with municipalities, financial institutions, community-based organizations, and private companies to create scalable, sustainable, low-fee infrastructure for financial inclusion at the consumer-level.
![Digital benefit payments Digital benefit payments](https://www.mocafi.com/wp-content/uploads/2024/03/DIGITAL-BENEFIT-PAYMENTS.png)
Digital Benefit
Payments
Distribute millions in one-time or monthly payments on a prepaid debit card with no-fee ATM access.²
![Self-service online payments portal Self-service online payments portal](https://www.mocafi.com/wp-content/uploads/2024/03/SELF-SERVICE-ONLINE-PAYMENTS-PORTAL.png)
Self-service online
payments portal
We believe in the radical idea that high-quality, low cost financial services can close the opportunity gaps preventing 90 Million Americans from fully pursuing prosperity.
![Mobile banking solutions Mobile banking solutions](https://www.mocafi.com/wp-content/uploads/2024/03/MOBILE-BANKING-SOLUTIONS-1.png)
Mobile Banking
Solutions
Off the shelf with physical debit cards, contactless payment capability, a mobile banking app, and 24×7 customer support.
![On Our Block Incubator On Our Block Incubator Event](https://www.mocafi.com/wp-content/uploads/2024/11/OnOurBlock.jpg)
Local Community
Engagement
Build program awareness and onboard individuals to full participation with product launches, lifecycle marketing, financial education and coaching programs at scale.
MoCaFi has helped to disburse millions of dollars in government and philanthropic funding in 15+ municipalities.
![MoCaFi Government Map US Map of MoCaFi's Programs](https://www.mocafi.com/wp-content/uploads/2024/11/MoCaFi_Government_Reach.jpg)
95,000 +
Platform Users
75,000 +
Immediate Response Cards
20,000 +
Mobile Banking Accounts
4,000 +
Emergency Rental and Utility Assistance Recipients
CASE STUDY:
Emergency Rental Assistance,
Birmingham, AL
MoCaFi partnered with the City of Birmingham to disburse Emergency Rental Assistance Program (ERAP) funding to assist residents unable to pay rent or utilities in the aftermath of the pandemic. MoCaFi’s efficient disbursement supported Birmingham in receiving four rounds of funding. MoCaFi disbursed $14 million dollars to over 3,000 families. Birmingham is the #1 city in Alabama and the city has been recognized as one of the most effective in the country in disbursing rental assistance dollars.
![A man in a suit and tie speaks at a podium with a microphone, against a geometric blue and gray background. A man in a suit and tie speaks at a podium with a microphone, against a geometric blue and gray background.](https://www.mocafi.com/wp-content/uploads/2024/03/Mayor-Woodfin_clipdrop-background-removal-copy.png)
CASE STUDY:
Angeleno Connect,
Los Angeles, CA
MoCaFi has partnered with Los Angeles to launch Angeleno Connect – a digital platform to provide residents with contactless access to cash benefits, city services, and a low-fee mobile banking account. Angeleno Connect supports programs such as LA’s BIG LEAP, the largest city-led Guaranteed Income pilot in the US, emergency rental assistance and homeless services. These programs impacted the lives of 16,000 families.
Image Source: Mayor’s Fund for Los Angeles
![ANGELENO-CONNECT ANGELENO-CONNECT](https://www.mocafi.com/wp-content/uploads/2024/03/ANGELENO-CONNECT.png)
“SOCIAL JUSTICE WITHOUT ECONOMIC JUSTICE IS LIKE ONE HAND CLAPPING”
— WOLE COAXUM, FOUNDER & CEO, MOCAFI
![A group of people pose together indoors, some sitting on couches and others standing, in a casual setting. mocafi staff group picture](https://www.mocafi.com/wp-content/uploads/2024/03/about-mocafi.jpg)