Traveling on a Budget


The weather is getting nicer so you know what that means… vacation time!

You probably want to enjoy the nice weather as much as you can. Don’t worry, vacation time doesn’t necessarily mean spending thousands of dollars.

Regardless of whether you are traveling around the U.S. or going to another country, you can still have a great time without breaking the bank with these easy tricks:


Plan ahead with a budget.

By setting up a budget plan, not only will you be able to save up money ahead of time for the trip, but you will be able to identify how much you will need while on the trip this way you don’t overspend.


Check which mode of transportation is cheapest.

Although flying seems like the fastest option, sometimes it’s worth those extra hours on the bus or the train, if you can save some money. Traveling with friends makes the experience a lot more enjoyable. Greyhound, Megabus, and Bolt are great bus alternatives.


Join points system programs.

Hotels and transportation systems typically have free rewards programs where you can build up points after using their services multiple times. Try making use of these programs because you would save money in the long run with the discounts you will receive later on.


Check out Airbnb for housing options.

If you’re trying to find a low-budget housing options, Airbnb is a great source to find local renters that rent out extra space in their homes to visitors. This can be less expensive than going to a hotel.

MoCaFi Tip: You can rent out space in your home using Airbnb while you’re gone, this way you can make money while traveling.


Cook some of your meals.

If the place you’re staying at has a kitchen or a fridge, plan to cook a few meals. Even if you don’t have a stove, you can store milk and fruit in a fridge to save money on breakfast.

MoCaFi Tip: If you know someone in the area of where you want to visit, reach out to them and see if you can stay with them. This way you can save money on housing and can store your food in their fridge. Also, it’s a great opportunity to reconnect with family and friends.


Avoid ride sharing apps.

You may not feel like walking, but those Uber and Lyft fares can really add up! Before you know it, you could find yourself spending half of your budget on travel expenses. The public transportation system can be a significantly less expensive alternative to ride sharing apps.


Take a day trip.

Don’t have enough time to take a few days off of work for vacation? Is there a city close by that you have never been to? Take a day trip. You can chill out by the beach or explore a nearby city. Exploring a new place is still a mini vacation because it breaks up your daily routine and can leave you feeling relaxed.  



MoCaFi helps you monitor and track your expenses through the MoCaFi App.

With the Akimbo MoCaFi Prepaid MastercardⓇ you can help protect yourself against theft while traveling when you only load up the exact amount of money you need. This way thieves can’t take over a certain amount like they can for credit cards or other cards from your primary financial institutions.