We need a new financial ecosystem.
Imagine a bank in every community of color that allows you to deposit and withdraw your cash instantly and affordably, build a credit score from scratch through mindful budgeting, and match your spending with investments in the community.
The MoCaFi platform provides essential personal financial services with straightforward and affordable fees.
Coming soon is the rollout of our MoCaFi Mobility Score — an alternative credit score to the traditional reporting agencies. Our mobility score will account for the unique economic circumstances for communities of color, while rewarding positive budgeting behavior with small dollar loans and spending rewards.