Eat Your Way to A Healthy Budget
MMTC Honors MoCaFi With FinTech Empowerment Award
Sometimes a grocery shopping experience can be stressful, especially when you want to have the healthiest options in your fridge.
If you’re trying to find healthy options for you and your family while on a budget, you came to the right spot.
It's Never Too Late to Save and Decrease Your Spending
MoCaFi is proud to announce that our Founder and CEO, Wole Coaxum, has been awarded the FinTech Empowerment Award for the success and achievements of his work with MoCaFi.
Creating Your Credit Score From Scratch: Do’s and Don'ts
Already a month into the new year and still aren’t reaching your financial goals? Start by decreasing your day-to day expenses, which is easier said, than done.
No worries, we have the cheat sheet for you right here with 12 simple steps:
Avoid The Tax Season Trap and Increase Your Wallet With Tax Credits
For those of us who are just starting to think about credit, don’t worry. You don’t have to be wandering around in the dark.
Creating credit is about more than just getting your first credit card. You also have to use it responsibly. We want to make the steps you need to build your credit from scratch transparent and simple. Here are a few Do’s and Don’ts to help you achieve your credit goals:
How to Save Money on Valentine's Day Without Looking Cheap
Why lose out on more money than you need to during tax season?
One way to increase the amount of money in your wallet - in addition to tax returns and working a second job - is to consider tax credits. Tax credits are subtracted from the amount of tax that you owe, which gives you more opportunity to increase money in your savings account or to go towards bills. Below is a list of some tax credit options to help you through this whirlwind of number crunching.
BoA is Closed for Working Folks
Valentine’s Day is around the corner, so you know what that means… expensive gifts and long lines at expensive restaurants. Everyone knows that Valentine’s Day can be a huge drain on the wallet, but it doesn’t have to be.
We know having Valentine’s Day on a Wednesday can limit some of your outing options, but here’s the cheat sheet on some creative, less expensive options that will still show your significant other you love them and help you avoid looking cheap.
5 Steps On The Road To Better Credit
Recently, in January 2018, Bank of America announced that they will be ending their no-maintenance fee online checking accounts. This sparked outrage from many customers, particularly customers from low-income communities. For someone who has to stretch their paycheck to make ends meet, this monthly fee for banking services is not ideal.
Cashing Paychecks Is Old School — Get Direct Deposit
If you've decided to read this post, then there's a good chance you're aware of how vital your credit score is to achieving financial stability.
Like many of us, you probably have experienced a financial setback that has hurt your score with one of the 3 major credit rating agencies.
Unfortunately, the credit agencies make overcoming credit obstacles a long and difficult mystery, that never takes into account the real-life circumstances at the time like job loss or life emergency.
Well, we have your back.
Martin Luther King Jr. Addresses Economic Justice
Do we really need to manually deposit our paychecks every other week?
Getting cash from a physical paycheck is inconvenient, expensive and may be hurting your ability to save toward your financial goals. Direct Deposit, on the other hand, is quick, paperless, and easy to set up:
Today’s Martin Luther King Jr. Day commemorates the 50th anniversary of his legacy. There are sure to be lengthy discussions on his nonviolent approach during segregation and numerous broadcasting segments of his infamous I Have A Dream speech. Of course, these are all very powerful and valuable discussions, especially during these recent times of increased public attention to activism concerning issues that continue to perpetuate the disenfranchisement and systemic injustices faced by communities of color. However, in discussion of King’s messages of equality, what often gets overlooked was his support of economic justice for all people - especially black and brown folk.