Banking On Our Community


Creating Your Credit Score From Scratch: Do’s and Don'ts

For those of us who are just starting to think about credit, don’t worry. You don’t have to be wandering around in the dark.

Creating credit is about more than just getting your first credit card. You also have to use it responsibly. We want to make the steps you need to build your credit from scratch transparent and simple. Here are a few Do’s and Don’ts to help you achieve your credit goals:

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Ashley Simonscreate credit
Avoid The Tax Season Trap and Increase Your Wallet With Tax Credits

Why lose out on more money than you need to during tax season?

One way to increase the amount of money in your wallet - in addition to tax returns and working a second job - is to consider tax credits. Tax credits are subtracted from the amount of tax that you owe, which gives you more opportunity to increase money in your savings account or to go towards bills. Below is a list of some tax credit options to help you through this whirlwind of number crunching.

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How to Save Money on Valentine's Day Without Looking Cheap

Valentine’s Day is around the corner, so you know what that means… expensive gifts and long lines at expensive restaurants. Everyone knows that Valentine’s Day can be a huge drain on the wallet, but it doesn’t have to be.

We know having Valentine’s Day on a Wednesday can limit some of your outing options, but here’s the cheat sheet on some creative, less expensive options that will still show your significant other you love them and help you avoid looking cheap.

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5 Steps On The Road To Better Credit

If you've decided to read this post, then there's a good chance you're aware of how vital your credit score is to achieving financial stability.

Like many of us, you probably have experienced a financial setback that has hurt your score with one of the 3 major credit rating agencies.

Unfortunately, the credit agencies make overcoming credit obstacles a long and difficult mystery, that never takes into account the real-life circumstances at the time like job loss or life emergency.

Well, we have your back.

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Ashley Simons
Martin Luther King Jr. Addresses Economic Justice

Today’s Martin Luther King Jr. Day commemorates the 50th anniversary of his legacy. There are sure to be lengthy discussions on his nonviolent approach during segregation and numerous broadcasting segments of his infamous I Have A Dream speech. Of course, these are all very powerful and valuable discussions, especially during these recent times of increased public attention to activism concerning issues that continue to perpetuate the disenfranchisement and systemic injustices faced by communities of color. However, in discussion of King’s messages of equality, what often gets overlooked was his support of economic justice for all people - especially black and brown folk.

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Ashley Simons